Trust Accounts & Fund Management
Your secretary in Australia — transparent, compliant, and always accountable.
When you're investing from overseas, one of the biggest challenges isn't finding opportunities — it's moving money safely and legally. How do you transfer $500K to Australia? Who holds it? Who ensures compliance with both countries' regulations?
MPAC acts as your corporate secretary in Australia. We establish trust structures to receive and manage your funds, and ensure every dollar is accounted for with full transparency. Think of us as your financial operations team on the ground.
Here's how business is conducted: all investment decisions are made through formal director and shareholder meetings. These meetings produce official meeting minutes that document every resolution. MPAC's secretary then follows the instructions from those meeting minutes precisely — putting your money to work based on the directors' commands. This means you retain full control over every decision, while we handle the execution, compliance, and reporting on the ground in Australia. Nothing moves without a documented directive from the directors.
The Trust Gap Between Countries
You're sending hundreds of thousands of dollars to a country where you don't have family, don't have a lawyer you trust, and can't read the contracts natively. Wire transfer scams, undisclosed fees, non-compliant structures — the risks are real. And even if everything is legitimate, you need someone who speaks your language, understands your culture, and can operate on your behalf when you're 7,000km away.
How MPAC Manages Your Funds
Trust Account Setup
We establish Australian trust structures with proper legal frameworks. Your funds are held in regulated accounts with full audit trails.
Corporate Secretary Services
We act as your corporate secretary — executing instructions from formal meeting minutes created during director and shareholder meetings. Your directors command, we execute. Every action is documented and traceable.
Cross-Border Compliance
We navigate the regulations of both countries — Australian FIRB requirements, anti-money laundering compliance, and your home country's capital outflow rules.
Transparent Reporting
Monthly statements, real-time transaction updates, and full documentation. You see every dollar in, every dollar out, every fee charged.
Double Tax Agreement (DTA) Optimisation
Australia has DTAs with 40+ countries including Vietnam. We ensure your investment structure maximises treaty benefits — reduced withholding taxes, foreign tax credits, and proper income allocation so you never pay tax twice on the same dollar.
The Detailed Process
Deep-dive into your financial position, aspirations, and timeline — mapping a clear strategy from $800K to $10M+.
- Comprehensive financial position review (assets, liabilities, cash flow)
- Tax planning: Australian & international obligations, double-tax agreements
- Currency strategy: AUD conversion timing & hedging options
- Risk profiling & appetite assessment
- Family long-term vision mapping: education, lifestyle, generational goals
- Investment timeline & milestone planning (1, 3, 5, 10-year horizons)
Real Scenarios
Dr. Huynh — Surgeon Investing from Hanoi
Dr. Huynh is a busy surgeon in Hanoi. He wanted to invest $800K in Melbourne property but couldn't fly over for every signature, bank meeting, or legal appointment. MPAC set up a trust structure, received his funds into regulated accounts, and acted as his corporate secretary for the entire purchase process. We coordinated with his FIRB application, engaged a buyer's advocate to inspect properties, arranged building inspections, negotiated the purchase, and settled — all while Dr. Huynh continued his practice in Hanoi. He received monthly reports and approved decisions via video calls.
The Pham Group — Five Investors, One Trust Structure
Five friends from Saigon's business community wanted to pool $2.5M to invest in Melbourne commercial property. The challenge: how do five separate individuals from Vietnam hold Australian assets together, with clear ownership percentages, decision-making protocols, and exit mechanisms? MPAC established a unit trust with five equal unitholders, each contributing $500K. The trust deed specified: unanimous consent for acquisitions over $1M, majority for operational decisions, and a buy-sell agreement if any member wanted to exit. MPAC acts as corporate secretary — executing the trust's investment decisions per formal meeting minutes. The group has since acquired a $1.8M warehouse in Dandenong South (net yield 6.2%) and a $650K retail shop in Springvale (net yield 5.8%). Every quarter, the group receives a consolidated performance report in Vietnamese, and profits are distributed according to unit holdings.
Mrs. Mai — Family Trust for Multi-Property Portfolio
Mrs. Mai is a successful textile manufacturer in Da Nang with $1.2M to invest in Melbourne. She wanted to build a property portfolio that would eventually pass to her two children (aged 22 and 19, both studying in Australia). MPAC structured a discretionary family trust with Mrs. Mai as appointor, her husband as a director of the trustee company, and both children as beneficiaries. The trust provides asset protection from business creditors in Vietnam, flexibility to distribute rental income to whichever family member is in the lowest tax bracket, and a clean succession pathway. MPAC then acquired two properties through the trust: a 2-bedroom apartment in Richmond ($680K, leased at $520/week) and a townhouse in Chadstone ($510K, leased at $450/week). Rental income is distributed to the children (who are in lower tax brackets as students), reducing the family's overall Australian tax liability. When the children graduate and earn higher incomes, the distribution strategy will shift. Mrs. Mai retains full control through the appointor role — she can change trustees at any time.
Frequently Asked Questions
Ready to Get Started?
Book a free discovery call and let us map the best pathway for your family.